Deep Dive: A Blockchain-Based Payment Rail?

Could blockchain be the next big thing in payment rails? U.S. corporates currently have a range of options available when they need to send funds, including ACH, Fedwire, The Clearing House (TCH) and credit card networks. ACH is the most popular, according to a recent PYMNTS survey of 500 corporates and government agencies, with 59 percent of respondents…

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Restrictive Endorsements Assume Greater Import with Pending Reg CC Changes

Restrictive endorsements along with solutions that can identify those endorsements should top to-do list as financial institutions prepare for upcoming Reg CC amendments. Pending amendments to Federal Reserve Regulation CC should be prompting more financial institutions to rethink policies and customer agreements regarding remote deposit capture. Requiring restrictive endorsements, and implementing solutions capable of scanning…

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