Open banking provides both a threat and opportunity for financial institutions in the future. Banks and credit unions can either sit on the sideline, or leverage the power of open APIs to compete with both small and big fintech providers. Check out this article by The Financial Brand to learn more about open banking! Regulations…
Details
Evolving consumer preferences have changed the credit card marketing game for banks and credit unions. Check out the article, below, for more information! Younger consumers are decidedly more debt-averse, and more likely to prefer debit over credit cards. But that doesn’t mean that Millennials and Gen Z don’t use credit cards. Banks and credit unions…
Details
Check out this article from Financial Regulation News regarding the decision from FSR and TCH Association to combine their efforts to form a brand-new organization. Read below for more information on why these companies will be “stronger together.” The Financial Services Roundtable (FSR) and The Clearing House Association (TCH Association), a non-partisan advocacy and research…
Details
Although it may take a while to reach more remote sections of the United States, real-time payments are expected to spread throughout the country by the end of 2018. Check out the article, below, for more information! The Clearing House (TCH) will be able to reach everyone, said Steve Ledford, although it may take until…
Details